Synopsis
Indian investors are increasingly looking beyond domestic markets, with outward remittances more than doubling from $14 billion in 2019 to $29 billion today. Easier regulations, wider access to global ETFs and stocks, and a younger investor base are reshaping how Indians allocate money overseas.
Getty ImagesThe $100 split: How Indian investors allocate globally
A good proportion of investments is into exchange-traded funds (ETFs) as they make the portfolio steadier without much effort.
How LRS regulations have evolvedIndians are allowed to remit money abroad for travel, education, medical expenses, gifts and investments under the Liberalised Remittance Scheme (LRS).
Under the hood
Most investors hold 8 stocks and pair them with ETFs. About 61% of money sits in large-caps and broad indices.
What Indians buy in ETFs
Demographic split
Global investing is not restricted to metros or older investors.
Note: Investors come from over 145 cities across the country, with nearly 50% under 35 years of age.”
—Viram Shah, Co-Founder & CEO, Vested Finan
What will define next phase of global investing
More allocation
38% increase their global share within the first year.
Broader portfolios
29% add a second or third global category.
More regions
3% now hold exposure beyond the US
What Indians hold in stocks
Source: Vested Finance
OPI: Overseas Portfolio Investment; ODI: Overseas Direct Investment; GIFT City: Gujarat International
Finance Tec-City; IFSC: International Financial Services Centre; TCS: Tax Collected at Source
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Lessons from the Grandmasters
