Experts warn that copycat retailer sites, phishing texts and inflated discounts are especially common this time of year.
WASHINGTON — Cyber Monday is one of the biggest online shopping days of the year, but it’s also prime time for scammers. Fake websites, phishing texts and deals that really are too good to be true tend to spike as shoppers rush to checkout before sales end.
Here’s what to know to keep your money and information safe this Cyber Monday, according to AAA and the Better Business Bureau (BBB).
Watch out for fake websites and ads
The BBB warns that scammers often copy popular retailers’ sites and run ads promoting deep discounts.
CBS News reported that fake Amazon websites have surged 232%, while copycat storefronts across all major retailers jumped 250%, according to new NordVPN data.
Scam sites are also getting harder to spot, as AI allows cybercriminals to mimic real logos, layouts and product photos. Always double-check URLs, look for correct spelling and confirm a seller’s legitimacy through BBB.org.
Shop only on secure, trusted sites
The BBB recommends purchasing only from retailers you know or businesses with strong BBB ratings and reviews. Before entering payment information, make sure the website starts with “https://”, not just “http.”
Opt to use credit cards rather than debit cards
AAA says using a single credit card on Cyber Monday makes it easier to track purchases and spot fraud. Credit cards also offer stronger consumer protections than debit cards and don’t pull money directly from your bank account.
Strengthen your passwords
AAA recommends using strong, unique passwords across your accounts and enabling two-factor authentication whenever possible.
Avoid fake deals
Retailers sometimes inflate “sale” prices. BBB suggests using price-tracking tools or browser extensions to confirm a deal is real.
Be cautious with Buy Now, Pay Later
Services like Afterpay and Affirm can help spread out payments, but BBB cautions that missed installments may come with fees or affect your credit.
Protect your packages
Cyber Monday kicks off peak delivery season. Track shipments, require signatures for expensive items, and consider secure pickup lockers to reduce porch theft.
Watch out for phishing scams
Scammers often send fake emails or texts about “delivery problems” or “free gifts.” AAA and BBB both warn: don’t click links from suspicious senders. Go directly to the retailer’s site instead.
Know the return policies
Some Cyber Monday deals are “final sale.” Always check the fine print and keep gift receipts.
