Personal cyber threats – what every advisor needs to know | Insurance Business America
Cyber threats are now much more than a corporate concern
Cyber threats are no longer just a corporate concern – individuals and families are now targeted with increasing sophistication. And as digital scams evolve from simple phishing to advanced deepfake impersonations, insurance professionals must stay ahead to protect their clients’ assets, reputations, and peace of mind.
In that vein, leading experts from Tokio Marine HCC – Cyber & Professional Lines Group and IDX are joining forces to give an exclusive, behind-the-scenes look at how personal cyber incidents unfold. This webinar, hosted by Insurance Business, will arm you with actionable insights, real-world case studies, and proven strategies to help your clients navigate the emotional and financial fallout of cyber-attacks.
For Tokio Marine HCC – Cyber & Professional Lines Group, a member of the Tokio Marine HCC group of companies based in Houston, Texas, (CPLG) true resilience begins with preparation – adding that the main strategy is incorporating cyber security in an organization’s everyday workflow.
“To meet these challenges, the insurance industry must take a proactive and collaborative approach,” explained their experts. “Preparation begins with sustained education both for brokers and their clients. Providing accessible training, streamlined resources, and practical tools empowers everyone to communicate the evolving cyber risk landscape with clarity and confidence.
“Strong partnerships between carriers who have cybersecurity experts and technology providers can also play a key role in developing timely insights and adaptive products that reflect real-world exposures. Simplifying policy language and aligning messaging around everyday digital risks like identity theft, data breaches, cybercrime and cyber extortion can help make coverage more relatable and easier to sell.
“Finally, consistent awareness and thought leadership can help shift public perception, positioning personal cyber insurance not as a luxury, but as an essential safeguard in a digitally connected world. By investing in education, innovation, and communication, the industry can close the gap between risk awareness and action, ultimately strengthening trust and resilience across the market, and it starts with this webinar.”
And IDX’s team agree, adding that the main issue for employees nowadays is that cybercrime has become inherently personal.
“Impersonation and social engineering now target individuals, not just companies, and traditional risk models weren’t built for that,” they explained. “The industry is racing to keep pace with threats that spread through identity, trust, and emotion rather than technology alone.”
In this exclusive webinar – From Phishing to Deepfakes: How to Protect Clients from the New Age of Personal Cyber Risk – attendees will:
- Understand the latest personal cyber threats – from identity theft to extortion, social engineering, and deepfake scams.
- Learn why high-net-worth families are prime targets and how to address their unique vulnerabilities.
- Walk through a real-world cyber incident, including the emotional impact and coordinated response process.
- Gain practical tips for advising clients on prevention, detection, and recovery from personal cyberattacks.
- Explore how personal cyber insurance is evolving and how to position it as a critical part of your clients’ risk management strategy
Don’t miss out on this timely opportunity to learn from the best in the cyber security field, as both teams walk you through the evolution of cyber in the current marketplace, how to address the topic and coverage proactively with their clients to create a need and demand.
“Brokers can’t avoid cyber literacy, especially with the speed in which the current landscape is evolving,” added Tokio Marine HCC – Cyber & Professional Lines Group’s team. “We are the experts, and we are here to help.”
